You should remember that past performance is not necessarily a guide to the future. Market and currency movements may cause the value of units, and the value derived from them, to fall as well as rise and you may get back less than you invested when you decide to sell your units. The tax treatment of investments and pensions is not guaranteed and may change in the future.
Your home is at risk if you do not keep up the payments on a mortgage
If you’re lucky enough to be given the chance of Early Retirement, or SER, as many people in Essex know it, you really should consider taking it very seriously.
There are figures to prove almost anything but statistically the earlier one retires the longer one lives and that alone must make retiring early very worthwhile.
There are two main fears, what shall I do with the time and will I have enough money?
The Advice Centre has been specialising in this field for almost twenty years and the most often heard comment we hear from retired people is wonder at how they ever managed to find time to go to work!
As far as money is concerned you will be richer if you carry on working and saving for more years but what is the point if you can afford to retire now?
The story of the Mexican Fisherman summed this up for me!
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THE ADVICE CENTRE - making sense of a complicated world