You should remember that past performance is not necessarily a guide to the future. Market and currency movements may cause the value of units, and the value derived from them, to fall as well as rise and you may get back less than you invested when you decide to sell your units. The tax treatment of investments and pensions is not guaranteed and may change in the future.
1.2 Because of the financial nature of the IFAC's business, the IFAC's products and services are not designed to appeal to or to be sold to persons under the age of 18. Therefore, the IFAC does not knowingly attempt to solicit or receive any information from children.
2. What information The IFAC collects and what does the IFAC do with it
2.1 To take advantage of some of the services offered via this Web Site you may be required to log on or register with the Web Site. The IFAC and any third parties who hosts or maintains this Web Site may need to collect information about you and your computer to enable you to do so. The information will be collected when you register with the Web Site or when you choose to use one of the services available via the Web Site.
2.2 The IFAC may use the information which it collects to personalise your experience on the Web Site, to help you to log-in in future, to continue to use the Web Site, and to help the IFAC select services or materials for inclusion on the Web Site which may be of interest to you. The IFAC may, from time to time, use your information to recommend other products or services to you. Occasionally, the IFAC may contact you by letter, telephone or e-mail to inform you about other products and services which may be of interest to you. To exercise your right to "opt out" of this service you should contact the IFAC via the link shown below.
2.3 IFAC may use your information to notify you of news about IFAC, changes to the Web Site, special events or new services that IFAC thinks may interest you. If, at any time, you would rather not receive any such information, please either tick any relevant "opt-out" box on the page where you are asked to give your information or you may contact IFAC via the link shown below. In these circumstances, IFAC will need to keep your information on file so that you can continue to use the Web Site and so that IFA can deal with the administration and security of the Web Site, but IFAC will not e-mail you or contact you by telephone, fax or post without your consent.
2.4 The nature of IFAC's business is such that IFAC may on occasion ask you to provide sensitive personal data as defined in the Data Protection Act 1998 (for example, questions relating to your health where that information is required in order to provide life insurance quotations). Where IFAC does so, IFAC will request your explicit consent to the use of such sensitive personal data. Where you consent to provide IFAC with this information IFAC will take appropriate measures to protect such sensitive personal data.
2.5 The IFAC may also monitor traffic patterns and usage of the Web Site to help it to improve the Web Site design and lay out.