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You should remember that past performance is not necessarily a guide to the future. Market and currency movements may cause the value of units, and the value derived from them, to fall as well as rise and you may get back less than you invested when you decide to sell your units. The tax treatment of investments and pensions is not guaranteed and may change in the future.  
Your home is at risk if you do not keep up the  payments on a mortgage
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ARTICLES 2011
THE ADVICE CENTRE - making sense of a complicated world  

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